Category: Finance Experts
Equities First Holdings is a specialist in providing efficient alternative lending solutions. This is for businesses as well as high-net-worth individuals who are looking for non-purpose capital.
They have a global reach. Their focus is on securities based lending.
Equities First United has been in operation for 15 years. They have managed over 700 transactions till date. The company has nine offices spread across the globe.
The firm is hyper-focused. Hence they are operating on a deal-by-deal basis. The firm is offering investors a tailored transaction that is designed to their specific requirements. Hence it empowers them to access funding in a quick and efficient manner.
There is a simple five step transaction process. It is simple, transparent as well as secure.
The first step in this Equities First Holdings process will be to contact them with details regarding the proposed collateral. This would also include the amount of funding that will be required.
This will determine if an Equities First Holdings solution will be right for you. The loan terms will be determined. Then a loan-to-value (LTV) ratio along with a fixed interest rate will be calculated.
Once all the terms are agreeable, the Equities First Holdings Agreement will be signed. The agreed upon collateral will be transferred now to an Equities First Holdings custodian account.
Equities First Holdings is funding loans by using a delivery-versus-payment method. Hence the collateral along with the loan proceeds will be transferred into holding accounts in a simultaneous manner.
All through the duration of this financing period, only the agreed upon interest payments will be made. Once the financing period concludes, the pledged collateral gets returned in full. This will be done after repayment of the principal funding has been done.
This simplicity and transparency of the dealings have earned Equities First Holdings a good reputation in the industry and contact this company.
David Luther Giertz is a renowned financial advisor who has served in various prominent leadership positions in the financial advice sector on whitepages.com.
David Giertz’s Background
Mr. David Giertz is an expert financial advisor currently serving as the Senior Vice President of Nationwide Financial Distribution and Sales. With an experience of over thirty years in this field, his advice is almost priceless. He also serves as a financial advisor at National Investment Services Corporation in Dublin, Ohio- a firm renowned for its excellent financial advice services.
In addition to being an advisor, Mr. Giertz is an FINRA registered broker who is authorized to act as a sales person on behalf of large brokerage firms. Moreover, Mr. Giertz also provides portfolio management to individuals who require the same.
The Interview on Necessity of Social Security Advice
The number of financial advisors speaking to their clients about social security is not enough according to Mr. David Giertz. A research conducted by Nationalwide Financial Retirement Institute at https://www.nationwide.com/about-us/040114-nf-new-mobile-app.jsp shows that four out of five people would change their advisor if they did not talk to them about security. He, therefore, sees that advisors should look into exploring the idea of giving security advice as a strategy customer retention and client satisfaction on wsj.com.
According to Mr. David Giertz, most advisors shy away from the subject of social security because of its complexity. The social security handbook is voluminous, having more than two thousand pages hence most advisors have either a shallow understanding of the rules, or do not have confidence in discussing them with their clients. He encouraged advisors to familiarize themselves with this matter to simplify their approach when talking to clients.
Additional surveys have indicated that most people view social security as a large part of their income after retirement – up to forty percent in some cases. Individuals who begin to depend on these funds prematurely end up losing large amounts of money (three hundred thousand dollars over twenty-five years), and it’s imperative that they are advised to avoid such massive losses.
In conclusion, David emphasized on the necessity of availing information on social security to clients as this helps maximize usage of retirement income and customer retention.
The real estate sector is without any doubt one of the world’s industries that are growing at a fast pace. The industry is characterized by price surge and market shifts. Therefore, both corporate and individual investors should conduct intensive research before putting their hard-earned money in this volatile sector. Todd Lubar is a seasoned entrepreneur who owns a successful empire in the real estate world. He manages the TDL Global Ventures, LLC as the President and acts as the senior vice president of Legendary Investments.
Venturing into the real estate sector
Todd Lubar began his real estate career back in 1995. Within a short period, Lubar discovered that the real estate and finance industry aligned with his passion for helping others and decided to make it his long-term career. His first venture into the business arena was as a Crestar Mortgage Corporation’s loan originator where he mastered the concept of conservative mortgage banking. He spent a significant duration building connections with real estate representatives, insurance agents, and financial planners.
In 1999, Lubar obtained an equity position with the renowned Legacy Financial Group. This high-profile position allowed him to grow his lending abilities. He started brokering loans to outside investors and lending as a direct Mortgage institution. In 2002, Lubar diverted his attention to the real estate business by launching a residential development firm known as Legendary Properties, LLC. Through Legendary Properties, LLC, Lubar oversaw a rapid increase in buying, selling, rehabilitation, and profiting transactions. Visit his website: toddlubar.com.
In 2003, Lubar furthered his efforts of penetrating the mortgage banking industry by opening Charter Funding, a subsection of First Magnus Financial Corporation, the biggest private mortgage firm in the United States. This partnership enabled Lubar to grow his business due to the unprecedented access to a broad range of programs and products.
Education and family life
Todd Lubar completed his high school education at the Hightstown, NJ-based The Peddie School. Later on, he joined Syracuse University and received a B.A. degree in speech communication. Currently, Lubar and his family live in Bethesda Maryland. While not busy developing financial solutions and handling real estate clients, he spends time with his two children. View his full bio on Angel.co.